📱 OVpay (Debit/Mobile)
Best For
Tourists & Day-trippers
Card Cost
Free (€0)
Payment Method
Direct from bank account
Setup
None (Tap & Go)
Discounts
No (Full Fare)
Shareable?
No
Refunds
N/A
Public Transport (OV)
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Best For
Tourists & Day-trippers
Card Cost
Free (€0)
Payment Method
Direct from bank account
Setup
None (Tap & Go)
Discounts
No (Full Fare)
Shareable?
No
Refunds
N/A
Best For
Privacy & Sharing
Card Cost
~€7.50
Payment Method
Pre-paid credit (Top-up)
Setup
Buy at machine + Load €20
Discounts
No (Full Fare)
Shareable?
Yes (Give to a friend)
Refunds
No (If card is lost)
Best For
Residents & Frequent Users
Card Cost
~€7.50
Payment Method
Monthly invoice or Auto-reload
Setup
Order online + Wait ~3 days
Discounts
Yes (Age discounts & Subscriptions)
Shareable?
No (Photo ID linked)
Refunds
Yes (Balance protected)